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Period of Coverage

Coverage will begin at 12:01 am on the latest of the following:
  1. The date of departure from your home country/country of permanent residence;
  2. The date of the enrollment form and premium are received by the Company or its designated representative; or
  3. The date requested on the enrollment form.
Coverage will terminate on the earliest of the following:
  1. The date of return to your home country/country of permanent residence;
  2. The date you are no longer eligible for this insurance; or
  3. The last day for which premium has been paid;
  4. The date the Policy terminates (unless the Company and Policyholder agree, in writing, to permit coverage to continue to the end of the period for which premiums have been paid in lieu of a return of unearned premium); or
  5. The date of entry into active duty military service

If you have any questions please contact us at:
1-800-244-1180
mailbox@isoa.org
www.isoabroad.com

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